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Settle your own card's full amount expectantly. This can be a bad habit since interest rates are charged using the remaining unpaid balance. And interest expense is one expense which you do not see, feel, or enjoy what an individual paying regarding. It is always better to keep in mind that, if you afford it then don't buy it. Spend only what you pay out for. After each billing cycle, reimburse the full amount. Planning and creating a budget of your very own finance is important.